About Us

Steve Linnin and his team have been in the  real estate and mortgage lending professions for over 22 years.  Mr. Linnin is a licensed Real Estate broker in the state of California.  He is fully licensed to do FHA, VA, Freddie Mac, Fannie Mae and Portfolio mortgage loans. He continues to manage, train and educate loan officers and real estate agents to all aspects of real estate and mortgage lending.

Steve is the founder of the top ranked "Hope for Home Owners Program" website which provides thousands of consumers with information about the new FHA loan program which will save over 400,000 households from foreclosure.  Additionally, Steve created this website to assist consumer with an additional option to save their home from foreclosure.  Now, you have 2 opportunities to stay in your home.

Mr. Linnin's team of loan modification experts have been trained to communicate properly with loss mitigation specialists so as to come to a beneficial agreement for favorable loan terms which a homeowner can accept.  The goal between all parties is to save the home from foreclosure so that the lender does not have to place the property in the marketplace as a foreclosure. When this happens, the costs to the lender ramps up and the losses are much larger for the investor. Everyone wants to reduce that probability.  We work hard to make that happen while achieving the best deal possible for our clients.

A large percentage of loan modifications have a successful outcome.  Success rates for loan modification are as high as 80%.  That depends on the lender, the experience of the loan professional handling your loan modification loan package and the communication between the parties to the transaction.  We are acutely aware of this and work hard to get the best outcome.  

We are a small but focused company providing a higher level of service because we can take the time to work on each and every file with detail. We are not trying to process 1000's of loan modification files in a "bull pin", style operation. That environment produces loss of paperwork, bad or fragmented commuication and stressed outcomes between your bank and the overworked loan officer forced to handle to many files.  We are just the opposite.