About Us

Steve Linnin and his team have been in the  real estate and mortgage lending professions for over 22 years.  Mr. Linnin is a licensed Real Estate broker in the state of California.  He is fully licensed to do FHA, VA, Freddie Mac, Fannie Mae and Portfolio mortgage loans. He continues to manage, train and educate loan officers and real estate agents to all aspects of real estate and mortgage lending.

Steve is the founder of the top ranked "Hope for Home Owners Program" website which provides thousands of consumers with information about the new FHA loan program which will save over 400,000 households from foreclosure.  Additionally, Steve created this website to assist consumer with an additional option to save their home from foreclosure.  Now, you have 2 opportunities to stay in your home.

Mr. Linnin does not conduct a loan modification solution for a client unless he has completed a separate loan, real estate  or loan modification evalutation for a nominal fee.  Its his way to save people thousands of dollars in fees.  Typical loan modification people/companies charge heavy fees to do a loan modification and don't really care about the thousands of dollars the received from the client.  Steve takes a different approach.  The best approach is to determine "upfront" the clients income to debt ratios and ability to make the payments based on traditional loss mitigation guidelines.  In most cases, the facts are in the details and he can relay those facts for a fraction of the costs.  He says, "it's just not right to take thousands of dollars from people knowing that the outcome will not be the best for the homeowner.   Consider contacting Steve to see what he can do for you.