Welcome to the Site: This site has been developed for informational purposes.  It is our goal to help as many people as possible so they can contact their lenders get help with their loans.  If you are in foreclosure, near foreclosure or are making your housing payment but still need help, the information on this site could help you. 

While there are some good folks helping people with loan modifications, these days, it has been shown that a majority of loan modifications to not provide a long term favorable result for homeowners. Be aware of loan modification representatives who require up front fees. Many states have guidelines which loan officers and real estate professionals are required to follow in order to help consumers.  Please do your homework to determine the requirements in your state.

We have many people who come to this site to get contact information for the loss mitigation departments within lending banks, across America.  Many consumers confuse the term "Loan Modification" with a regular FHA, VA , Conventional, Subprime or portfolio loan. A loan modification is different than a traditional mortgage loan.  Here is the defination of a loan modification.   

Please visit the HopeforHomeownersProgram.org site to get additional information regarding solutions for consumers.  If you would like more information about the FHA Hope for Home Owners Program, please fill out the form below and we will get back to you.  Otherwise, you can visit the site and read or watch the videos and learn about  the FHA "Hope" program.  The FHA Hope for Homeowners Program has been active since October 2008 but it has not been delivered to the public thru any bank lending channels.  It's is our hope and expectations that it will in the near future.

Watch and listen to radio and television for updates to this program Presiden Obama is working with the lenders and politicians to make adjustments to the program to make it more favorable to the investors, banks and the homeowners. 

Do not confuse the Freddie Mac or Fannie Mae solutions which the president will deliver on March 4th, 2008.  Those solutions are different from the FHA Hope for Homeowners program. 

In any case, we wish you all the best in your efforts to correct your mortgage lending challenges and lets all get American back to prosperity!

 Loan Modification Phone Numbers:

Lender/Servicer Loss Mitigation Help

Phone Numbers & Contact Information 
_________________________

ABM AMRO Mortgage        (800) 783-8900           

Accredited Home Lenders(877)        683-4466           

AMC Mortgage Services (Also handles loans originated by Ameriquest and Argent)        (800) 211-6926           
1600 McConnor Parkway
Schaumburg, IL 60173

American Home Mortgage Corp.(877) 304-3100*

Ameriquest Mortgage (Debt collection -- see AMC Mortgage Services)        (800) 211-6926           

Aurora Loan Services (Debt collection)        (800) 550-0508           
By Overnight Mail:
601 5th Avenue
Scottsbluff, NE 69361
Attn: Customer Service
By Regular Mail:
P.O. Box 1706
Scottsbluff, NE 69363
E-mail: ccnmail@alservices.com

Avelo Mortgage LLC        (866) 992-8356           *

Bank of America        (800) 846-2222           

BB&T Mortgage        (800) 827-3722           *

AmTrust Bank (fka Ohio Savings Bank)        (888) 696-4444           

Beneficial        (800) 333-5848           

Central Pacific Bank        (800) 342-8422           *

Charter One        (800) 234-6002           

Chase        (800) 446-8939           
Chase Home Finance        (800) 848-9136            (customer service)        (858) 605-2181            (delinquency customer service)
Chase Home Finance-New Jersey        (800) 446-8939           * Chevy Chase Bank        (800) 933-9100           *

Chase Manhattan Mortgage
       (800) 446-8939            (Ohio Servicing Center)
       (800) 526-0072            (Florida Servicing Center)
       (800) 527-3040            x533 (Florida Servicing Center)

Chevy Chase Bank        (800) 933-9100           
Web: (Payment Addresses)

Citi Financial Mortgage        (800) 753-3673           

Citimortgage        (800) 283-7918           

Countrywide        (800) 262-4218           

Ditech        (800) 852-0656                   (800) 449-8582           

Downey Financial Corp.(800) 824-6902, ext. 6696

Deutsche Bank National Call Number on Mortgage Statement

EMC        800-723-3004           
P.O. Box 141358
Irving, TX 75014-1358

EverBank        (800) 669-7724            ext. 4730

Equity One (Debt collection)        (866) 361-3460           

First Horizon Home Loans        (800) 489-2966           *

Fifth Third Bank        (800) 375-1745            Option 3

First Merit Bank        (888) 728-9931           

Flagstar Bank        (800) 968-7700           , ext. 9780

Fremont Investment & Loan        (866) 484-0291           

GMAC Mortgage        (800) 850-4622           

GreenPoint Mortgage Funding        (800) 784-5566           , ext. 5383*

Green Tree        (877) 816-9125           

Homecomings Financial        (800) 850-4622           *

HomeEq Mortgage Servicing ( Debt collection)        (866) 822-1471           

Household Finance (A HSBC Co.)        (800) 333-5848           

Household Mortgage        (800) 333-4489             Household Mortgage -(Is now called HSBC Mortgage Services)